Frequently Asked Questions

Do I need renters insurance?

While not federal law, many landlords require renters to have renters insurance — but bear in mind that your specific insurance coverage requirements will be based on your state and landlord. Renters insurance will help protect your personal belongings, cover any additional living expenses in case your home becomes uninhabitable, and can offer liability coverage if someone is injured in your home. While some landlords have insurance policies that cover their tenants, many do not.

What does renters insurance cover?

Most insurance agents provide renters insurance coverage for liability, personal possession reimbursement, medical payments, loss of use, and building addition and alteration, among others.

What information do I need in order to get a renters insurance quote?

You will need to provide basic personal information such as your name, address, employment status, and number of residents in the household. Insurance companies may also ask about the type of property and distance from a fire station or hydrant.

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